When you return an item, or find a debit card charge on your account you didn’t authorize, you want the money returned to your bank account immediately. While the Electronic Fund Transfer Act protects consumers, it also provides guidelines that protect financial institutions. If you paid with PayPal balance, the money is refunded to your PayPal balance. If the refund cannot be processed to your debit card, it will be applied to your PayPal account. Unlike routine debit cards, paypal refund to debit card have actually no banks included with them and are related to charge card business therefore can be utilized any place you might utilize a charge card. and when I … As he did it on the 8th im hoping it will be here for Monday. Last night I made a wrong purchase on Ebay and requested a refund. It can take up to a week to see your refund in your credit card account online ... but the issuer of your credit card can assure you that it's there if … it would be like transferring money from a savings account to a checking account and then using your debit card for an item. It may take up to 30 days for the refund amount to appear on your card statement. Refunds to credit/debit cards usually takes 2-5 business days, however it can take up to 30 days depending on the card company involved. Do PayPal refunds go back to credit card? Here's how it works and a list of prepaid cards you can use. How do I get a refund from someone whom I paid with a debit card and not through my PayPal account? If you paid with a debit card, the amount is refunded to your debit card. Whirlpool Enthusiast reference: whrl.pl/Rde3Av. If she funded her paypal payment with her debit card then her refund will go back to her card - it wont show on her paypal account. Transfers may only be made in the name of a valid PayPal Prepaid Mastercard Cardholder. Paypal refund on debit card. Pay will a debit/credit card" well I did that and am now receiving a refund for that purchase.   In fact, some PayPal transactions are cheaper if you use your bank account for funding (as opposed to using your debit card). I added my debit card to my PayPal account and I purchased the course from Udemy and I make the refund after 5 days, and when I open the PayPal portal I see the amount is completed refund to my debit card and I don't receive any money in my debit card. EVEN IF the buyer used the credit card through PayPal. Why refunds take so long to post to credit, debit cards: Money Matters Updated Jan 29, 2019; Posted Nov 07, 2018 Why refunds take so long to appear on credit, debit cards. A refund on a debit card can be a long process, depending on the type of refund needed. There is a $0.25 fee for this service, though additional currency conversion rates may apply when withdrawing from another currency. … Bank account: your refund will initially go back to the PayPal balance before being auto swept back to the original funding source (bank).. I didnt pay via e cheque, I paid him via paypal using my debit card. To receive your refund, please contact your card issuer and ask them to locate the refunded amount and to deposit it in the account of your credit card. No card needed for the refund, Amazon will refund on the transaction number use for the payment that will link it directly to your account as the connection/bridge already exists now. Sending funds from PayPal to your debit or prepaid card takes about 30 minutes. Then, if you can’t resolve the issue, get in touch with your bank. I was told if the refund transaction was put thru the old CC number then it can take up to 30 days for your visa company to process this and redirect it to the new CC number. Archive View Return to standard view. ````` “Never pick a fight with an ugly person. Cookies help us customize the PayPal Community for you, and some are necessary to … PayPal was a payment gateway primarily designed to help buyers make secure payments for online purchases. Debit card fraud is when someone else obtains your card details and makes transactions on your card without you knowing. A PayPal Cash or PayPal Cash Plus account is required for certain features, but not to have the PayPal Prepaid Card. How PayPal WorksSee how PayPal simplifies your life; PayPal AppPay in person, send money, and track activity; Buy and ShopA fast and secure way to buy online and in person; Send and Request MoneyTransfer to friends or get paid back; PayPal Credit and CardsOur credit, debit, prepaid cards, and PayPal Credit; Start SellingGet paid by customers and clients In my account history on paypal, it says i received the refund and its marked as "completed". You can check the status of your refund in your Activity. After the two months I noticed that the service isn’t completed and still on pending, I got annoyed and requested for cancellation and a return.The merchant quickly accepted it and refund my PayPal account. with paypal, paypal "becomes" the credit card. Technically we can't refund directly to a debit card; the refund is supposed to go to your PayPal balance and from there you withdraw it back to the bank it came from. Paypal prepaid debit card has direct deposit so why couldn't he 0 1,055 Reply. This in-depth review of PayPal’s prepaid and debit cards — PayPal Prepaid Mastercard® and PayPal Cash Mastercard — explains the benefits, fees, drawbacks, and differences between these card options. New Member ‎June 5, 2019 10:16 PM ... you are not able to receive your refund into your PayPal account. posted 2012-Jul-5, 8:07 pm AEST O.P. so when the money comes back, it will sit in your paypal balance. However, if you withdraw funds using your PayPal Debit MasterCard, you may encounter ATM or cash advance fees. Refunds to credit or debit cards can take up to 30 days depending on the card company involved. I paid for my item with a debit card rather than using PayPal. You can get chargebacks on PayPal debit card like any other credit/debit card by demanding a refund from the bank. In PayPal you enter your bank account or credit card information. Here are the steps to withdraw money to your card: Log in to your PayPal account. Buyer did not respond. These fees are in addition to any your prepaid card may charge you to load your prepaid card. The service has never really been an ideal method for sellers. Dear Paypal, how are you? Unfortunately, it doesn’t work that way with debit cards. How does PayPal Work for Sellers. Bixxus. You should contact the seller first, as you cannot start a chargeback claim unless you have done this. I did not cancel the transaction on ebay, just sent a message to buyer. I sold an item on september 6th 2020,due to the delivery problems (post workload & covid) i messaged the buyer that i will have to refund his payment. Use this guide to find out what debit card fraud is, how to get a refund and how to protect yourself in the future. Transfers may not exceed $300 per day/$2,000 per rolling 30 days and are limited to the funds available in your account at PayPal.   As a result, you don’t need to add your debit card. What is debit card fraud? PayPal has branded options for both credit and debit cards that can offer benefits for cardholders. posted 2012-Jul-5, 8:07 pm AEST ref: whrl.pl/Rde3Av. Yes card is just a bridge to your bank account. She wont have paid you directly with a debit card as you'd need a machine (like in a shop) to accept payment in this way - it will be a debit card funded PayPal payment. At the check out I clicked the link under the PayPal sign in that says "don't have PayPal? The thing is that I got an email an hour later saying that the seller made the refund and that it would appear as “Paypal deposit” on my debit card's statement. The Electronic Fund Transfer Act allows banks up to 10 business days to decide whether or not to issue a refund to your bank account. Direct Deposit PayPal lets you link bank accounts to your PayPal account. last updated – posted 2012-Jul-7, 12:10 pm AEST posted 2012-Jul-7, 12:10 pm AEST User #265922 1104 posts. If your card issuer are unable to put the money onto your new card they will generally return it to us. If you paid part with your PayPal balance and the rest with your bank account, we'll refund the amount paid by bank account directly to that bank, the rest will return to the PayPal balance. But sometimes if the debit card has been designated a credit card in your Profile, the refund will try to process anyway. Ok, i have a weird one. Compare credit cards vs debit cards; How do banks investigate debit card disputes? The connection is now done via a transaction number between Amazon's seller's bank and yours. After you have received the refund, you can withdraw money from your PayPal balance to your bank account or use the money for future purchases through PayPal. Refunds to debit/credit cards take longer than a refund to PayPal, as they have to process back through PayPal to your credit card. You need to call eBay CS if you're concerned about the refund - … The chargeback process lets you ask your bank to refund a payment on your debit card when a purchase has gone wrong. How long does it take to get the refunded amount from PayPal to my debit card? Hello everyone, I just recently bought a phone on eBay, but apparently they were out of stock so i received a refund through my paypal, the thing is, i have linked my debit card to my paypal account, so i deal with all my money through that card. To Visa and MasterCard Debit & Prepaid Cards. The amount should take 3-5 days to come back to your account. PayPal charges $1.50 to send you a check, as of publication. There are time limits for making chargeback claims. 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